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 Forum Questions
 Do I need to declare all of my debt? Can I still have a mobile phone contract ?
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Kayleigh.87
Starting Member



1 Posts

Posted - 16 February 2014 :  20:53:43  Show Profile  Visit Kayleigh.87's Homepage  Reply with Quote
do i need to declare all of my debt? can i still have a mobile phone contact

Niobe
Administrator



United Kingdom
4590 Posts

Posted - 17 February 2014 :  08:52:46  Show Profile  Reply with Quote
Hi and welcome to the forum.

You have to declare all of your debt. Whether you can keep a mobile phone contract will depend on the OR and whether or not the company will let you keep it.

I suggest you speak to an expert. There are a couple who post on here and whose details can be found under the expert link on the left hand side of the page. The advice is free.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant


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pcoventry2
Junior Member

230 Posts

Posted - 17 February 2014 :  19:31:40  Show Profile  Reply with Quote
You are allowed to have some creature comforts, I was allowed to keep my contract phone but I chose not to.. (fresh start N all, so many options life giffgaff which is contract service with PAYG prices)

You must declare it like Niobe says. if you don't the OR can get funny with you and last think you want is a long marker on you for not playing ball.
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Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 18 February 2014 :  02:27:08  Show Profile  Reply with Quote
Hi Kayleigh,

As the other posts have said, you may be able to keep your contract, it depends on the phone company, what you're paying and also if you can afford it and want to keep it.

Yes, all debts need to be declared.



Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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