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pcoventry2
Junior Member

230 Posts
Posted - 03 September 2014 :  11:30:29  Show Profile  Reply with Quote
apparently it's a system glitch where they are charging the same as they should but split into 2.

I've cleared the balance now. i might get a few £ on next months in interest but that's about it.

It won't appear on my record it's fine as long as the payment schedule is met

apparently it's from last month because i didn't pay it all off and because I have done until then i'd not seen it before.

Someone paid off their balance £1950.28) but left the 28p off and next month got charged £90 as they charge for the entire previous balance (ouch!)
Edited by - pcoventry2 on 03 September 2014 11:31:13
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Niobe
Administrator



United Kingdom
4590 Posts
Posted - 03 September 2014 :  11:32:06  Show Profile  Reply with Quote
Not good - another reason why I won't go for one of those!


The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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pcoventry2
Junior Member

230 Posts
Posted - 03 September 2014 :  11:52:47  Show Profile  Reply with Quote
True

But then again you could say it's my fault for not paying it off in time. But at least I know how it works..

Could be worse.. I could have fallen for this repayment protection scam. Then it would be £20 a month ontop.
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Niobe
Administrator



United Kingdom
4590 Posts
Posted - 03 September 2014 :  13:06:57  Show Profile  Reply with Quote
Never done PPI for anything.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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mistake09
Starting Member

49 Posts
Posted - 13 September 2014 :  06:58:30  Show Profile  Reply with Quote
hi all, been using the credit card for afew months now, seems ok, I pay the bill early though!!! hoping to get the increase next month but if not im in no rush :-) lifes still good here, hope you're all well
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Niobe
Administrator



United Kingdom
4590 Posts
Posted - 13 September 2014 :  08:05:12  Show Profile  Reply with Quote
Excellent news. Really pleased for you.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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pcoventry2
Junior Member

230 Posts
Posted - 13 September 2014 :  18:08:07  Show Profile  Reply with Quote
I had my first increase on month 7 they give you 30 days notice although mine went up in 25
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