I am enquiring on behalf of my mother who is in a nursing home, she has around £1400 in a bank account she has two debts of about £2000 each can she declare herself bankrupt,she also has Altziemers and doesn't remember getting into these debts ?
I would suggest that you need to speak to an expert about this (initial advice is free) but it may be that a Debt Relief Order would be best for her. Does she have a house at all or was this sold to pay for her nursing needs.
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
Has any regular payments been paid to these creditors?
Have you power of attorney?
You could approach the creditors and tell them of the situation and make an offer to settle offering them what your mum can afford, either a regular payment or lump sum.
In addition to the comments made above, it may be useful to complete a Debt and Mental Health form to send to the creditors as they may be prepared to write off some, if not all, of the debt.
Good luck
John Blackadder
For help and advice on the easiest and most effective way to a debt free future, please telephone me on FREEPHONE 0800 298 0253
Can my mother, who is in a nursing home with Altziemers, declare herself bankrupt ?
Posted - 01 May 2015 : 15:40:30
