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 Forum Questions
 Will PPI claim reopen bankruptcy discharged in 2010 ?
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TROG
Starting Member

United Kingdom
31 Posts

Posted - 04 September 2015 :  21:58:45  Show Profile  Reply with Quote
We (a couple) went bankrupt in Dec 09 and were discharged a year later. We managed to keep our home because we paid the BI to the OR. I have recently received a letter from a credit card provider that was named in the BR about PPI, I am aware that I will not have a claim to the money and that it go to the OR but will this reopen everything and could the groups named in the BR come after us again for our house etc or will that be safe.
Many thanks

Niobe
Administrator



United Kingdom
4590 Posts

Posted - 05 September 2015 :  08:49:22  Show Profile  Reply with Quote
Hi,

Don't worry, it won't open up a can of worms and none of the other creditors will know about it and they were bound by the BR in the first place.

Your house is perfectly safe.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant


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TROG
Starting Member

United Kingdom
31 Posts

Posted - 05 September 2015 :  09:07:33  Show Profile  Reply with Quote
Thank you for your reassuring words. Should I send the letter to the OR to deal with, the amount is just over £1200. We never asked any of our creditors about PPI, this just turned up out of the blue.
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 05 September 2015 :  09:17:24  Show Profile  Reply with Quote
Give the OR's office a ring on Monday and ask what they want you to do.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant


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TROG
Starting Member

United Kingdom
31 Posts

Posted - 05 September 2015 :  09:41:12  Show Profile  Reply with Quote
Will do, thanks again.
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Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 05 September 2015 :  12:59:32  Show Profile  Reply with Quote
Hi trog, as Niobe has said it won't affect you at all, the OR will claim it and deal with the creditor.

Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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