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 archive
 bankruptcy postbag for july
 FORM SECTION 4 - UNSECURED DEBTS
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sueann
Junior Member

United Kingdom
300 Posts

Posted - 10 July 2008 :  10:47:45  Show Profile  Reply with Quote
In this section it is asking date debt incurred what should I put for credit/store cards I can't remember the dates I got them all and it was on-going debt from use.

Also do I need to add that I have not used them since 2004 as I was in a DMP.

Thanks for your advice.

Suzanne
Average Member



United Kingdom
869 Posts

Posted - 10 July 2008 :  11:11:16  Show Profile  Visit Suzanne's Homepage  Reply with Quote
Hi sueann

Just state the rough year you took out the cards. The fact that you haven't used them since 2004 will come up in your interview.

Suzanne Stocker
Bankruptcy Manager
Jones Giles Ltd
www.jonesgiles.co.uk
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 10 July 2008 :  13:14:59  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Sueann,

If the debt is less than 12 months old, you need to be as accurate as possible with the dates. For debts over 12 months old, the month or even just the year should suffice.

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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sueann
Junior Member

United Kingdom
300 Posts

Posted - 10 July 2008 :  13:20:20  Show Profile  Reply with Quote
quote:
Originally posted by JulianDonnelly

Hi Sueann,

If the debt is less than 12 months old, you need to be as accurate as possible with the dates. For debts over 12 months old, the month or even just the year should suffice.

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk



Gosh I don't even know the year, if I put in excess of... will that be OK for now? I really don't want to ring my creditors before BR as I am getting so much hassle from them.
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 10 July 2008 :  13:32:18  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Sueann,

Give it your best guess, and the OR will confirm with your lenders anyway!

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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