Living with my partner who works earning 14kpa. I'm on benefits looking after two children - one with a disibility. We are currently living in sheltered accommodation. I have approx 8k worth of debts in my name inc a car hp which expires in 6 mths, and a car Hp in joint. Total approx 30k inc his debts (inc CSA 6995K). One of my creditors has sent me a statutory demend for bankrupcy. I am currently waiting for CAB appt, have rung to case up, but heard nothing yet. Also got rent arrears so need help asap.
If I go ahead with br, what impact will it have on my partner and our joint liabilities?
Am pulling my hair out cos I can't cope with anymore of this.
Only assets are two cars on Hp, no house or savings etc.
Would greatfully welcome any advice as I don't know what to do?