| Author |
 Topic  |
|
|
zamfir
Junior Member
303 Posts |
 Posted - 14 August 2008 : 11:56:05
|
Is it OK to open a Savings account after BR?
Basically, I want a place to deposit my monthly contributions towards periodic expenditure (Dental care, Opticians etc.)
Thanks, T x |
|
|
Suzanne
Average Member
United Kingdom
869 Posts |
Posted - 14 August 2008 : 13:38:52
|
Hi
Yes it is OK for you to open a saving account after BR.
Suzanne Stocker
Bankruptcy Manager
Jones Giles Ltd
www.jonesgiles.co.uk
|
 |
|
|
Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 14 August 2008 : 14:22:12
|
HI THERE
JUST WONDERING WHICH ACCOUNTS FOR SAVINGS CAN WE OPEN AS AN UNDISHARGED BANKRUPT PLEASE.
THANKS
JO
"There is light at the end of the tunnel, if you cant find it, get a brighter torch!" |
|
|
|
Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 14 August 2008 : 14:46:21
|
I've seen on another forum that someone managed to open an account with Bradford and Bingley. Don't bother trying the Co-op as it's a definite no no, even if you have a Cashminder account with them. I also had a problem with Sainsburys.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/ |
|
|
|
Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 14 August 2008 : 16:15:38
|
Hi Skippy
What do you mean by dont try the coop as its a no no?
Thanks
JO
"There is light at the end of the tunnel, if you cant find it, get a brighter torch!" |
|
|
|
zoe
Junior Member
329 Posts |
Posted - 14 August 2008 : 16:30:31
|
The Co-op credit check savings accounts so youwill not get one.
I have a joint one with my husband with Sainsburys. |
|
|
|
Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 14 August 2008 : 18:53:13
|
Hi Zoe
Thanks so they do a credit check. Thats strange cos they allow us cashminder accounts.
Oh well im hoping to get one with Natwest, they werent one of my creditors and have been provisionally accepted for a basic savings account today. Just need to wait and see now if they will let it go through.
I have a savings account already with them already but the OR wants the balance all 2.80 on it, i need a savings account to put the contingency money, car ins money and dental monies etc in so that i cant touch it and wont spend it.
Thanks again, i will let you know if i get it, its the NATWEST FIRST RESERVE account.
Jo
"There is light at the end of the tunnel, if you cant find it, get a brighter torch!" |
|
|
|
Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 14 August 2008 : 22:09:04
|
I couldn't get a savings account with Sainsburys either - they wouldn't open it without an official discharge notice from the court, which I haven't got as they cost £60! I was lucky as I already had a Nationwide Flex Account so I use the e savings account linked to that.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/ |
|
|
|
zamfir
Junior Member
303 Posts |
Posted - 15 August 2008 : 00:02:22
|
Hi, thank you for the replies.
Wow, I didn't realise a Savings account would be so much of an issue (let alone require a credit check). Maybe I'll just leave the money in the Cashminder account then. |
|
|
| |
Topic |
|
Savings account
