hi as i have card debts of about 25-28000 can these be put into an iva.i have other stuff like car and mortgage plus secured loan but i can afford these .also what exactly is an iva.any advise greatly received thanks
Have a look at bankruptcyhelp's sister site, www.iva.co.uk
Just like here there's loads of info to help you to decide if it would be an option for you. Before you make your decision though I would advise you to speak to someone to help you to make up your mind. We spoke to Suzanne and Melanie, and I have to say we felt so much better in ourselves and hugely better informed to make a decision for our future.