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andrew.m
Junior Member
United Kingdom
335 Posts |
 Posted - 29 August 2008 : 15:24:29
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what exactly do i need to take to the court with me, im assuming its just the 2 forms?
will the OR require bank statements and if so then how far back?
another thing do i need to make to make an appointment with the court?
thanks |
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debtfreejo
Junior Member
213 Posts |
Posted - 29 August 2008 : 15:27:56
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Hi Andrew,
I had to take 3 copies of the SOA one for me, one for the court and one for the OR.
Also the fees and of course YOURSELF!.
If your OR is in the same building/place as some on here have found then take any statements, paperwork with you, but to find out if you need to take that extra stuff call the court and just check.
Hope i have helped a bit
JO |
Edited by - debtfreejo on 29 August 2008 15:28:24 |
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andrew.m
Junior Member
United Kingdom
335 Posts |
Posted - 29 August 2008 : 15:32:11
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thanks,
did they put your name in the local rag?
andrew |
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debtfreejo
Junior Member
213 Posts |
Posted - 29 August 2008 : 15:34:55
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Hi Andrew,
I know it went in the London Gazette and the insolvancy site but i have not seen it on our local papers but to be truthfull i dont get one so i dont actually know.
JO |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 29 August 2008 : 16:43:51
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Mine went in the local paper. I know I'm warped but I cut it out and kept it. If I ever want a credit card again I'll get it out and look at it!
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/ |
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andrew.m
Junior Member
United Kingdom
335 Posts |
Posted - 29 August 2008 : 17:28:36
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will the OR need my bank statements?
thanks |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 29 August 2008 : 17:35:46
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Hi Andrew,
The OR will request 12 months bank/credit card statements from you. Don't be too concerned if you don't have these as the OR can get copies directly from the bank.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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andrew.m
Junior Member
United Kingdom
335 Posts |
Posted - 29 August 2008 : 17:38:49
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hi julian,
all i have is last months statements, i never saw the need to keep them as i didnt expect this turn of events?
also will the OR be contacting the letting agency?
thanks |
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andrew.m
Junior Member
United Kingdom
335 Posts |
Posted - 29 August 2008 : 17:39:49
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| i think i can get the bank statements but i have never kept CC statements |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 29 August 2008 : 17:42:44
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Hi Andrew,
The OR usually writes to your landlord in case there were any rent arrears. Check your AST to ensure there isn't a clause regarding BR.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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andrew.m
Junior Member
United Kingdom
335 Posts |
Posted - 29 August 2008 : 17:49:04
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| there is a clause stating the courts can order me out if i become bankrupt, oh hell!! |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 29 August 2008 : 17:50:35
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Hi Andrew,
It may be worth getting someone to look at it. AST's are usually pretty standard and the courts will normally only issue an order to get you out if you are in arrears. Best double-check!
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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andrew.m
Junior Member
United Kingdom
335 Posts |
Posted - 29 August 2008 : 17:50:49
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| the thing is i have just moved in |
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andrew.m
Junior Member
United Kingdom
335 Posts |
Posted - 29 August 2008 : 17:52:07
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| its hardly a good start though is it? i have just paid my 1st months rent and will in all likeliehood have to go bankrupt, the rent is not however a problem |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 29 August 2008 : 17:53:40
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Hi Andrew,
In that case, I'm afraid you're going to have to "suck it and see". Ultimately, it's the landlord's decision. It may be an idea(if you get on well) to be up-front about it, so he doesn't panic when he hears from the OR. If he realises his rights aren't affected, he should be fine.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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andrew.m
Junior Member
United Kingdom
335 Posts |
Posted - 29 August 2008 : 17:55:41
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| i have never met him, its through a letting agency, maybe just see what comes out in the wash, i could always rent privately where no xcredit checks are involved |
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Topic |
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a few queries
