Well I am definaltey going to go BR and now me and Hubby have discussed both of us doing it so we can clear his small amount but also the negative equity too. I hate where we live and I can't see the negative equity getting cleared within 10 years let alone sooner. So I want to have a complete fresh start and move to a nicer area in rented. I have checked houses and there are quite a few which is cheaper than our mortgage or the same, we just need to wait back on if hubbys job will be affected as he is a PCSO, but fingers crossed as views have changed recently and he is already serving then I pray all will be ok me and my family depserately need a fresh start debt free.
Debtfreejo, please don't leave I love your enthausiasim and posts
I would really encourage you to speak to Mike Thomas the Debt Wizard about the situation. He has helped many many police offices and community officers and provided that you get the right advice and support you will be fine.
Paul Johns Assisted Bankruptcy Specialists Reviva UK www.revivauk.com