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andrew.m
Junior Member
United Kingdom
335 Posts |
 Posted - 30 August 2008 : 14:54:32
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| i have just been doing my expenditure (using the guidelines) and i have nothing left over for the IPA, what will the OR make of this? |
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andrew.m
Junior Member
United Kingdom
335 Posts |
Posted - 30 August 2008 : 14:56:04
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ps i made my CC payments as i traded on ebay extensively, i have now had to quite due to ill health, hence my predicament, hopefully when i recuperate i can start again to trade and make some contribution, is that possible?
how often is my situation analysed? |
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BankruptC
Senior Member
1030 Posts |
Posted - 30 August 2008 : 15:03:54
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Hi Andrew, me again!
Basically,if you have nothing left for an IPA, you don't get one. If your circumstances change within the period of BR, however, you have a duty to inform the OR within 21 days and if your DI warrants it, an IPA will then be set up.
Hope that makes sense and good luck to the toon army with the football! I went to uni up there and still visit often so it's my 2nd favourite football club (if hubby forces me to watch!-haha)
CG. x |
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andrew.m
Junior Member
United Kingdom
335 Posts |
Posted - 30 August 2008 : 16:43:26
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| sorry for all the questions, just dont want to get caught out |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 30 August 2008 : 16:45:05
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Hi Andrew,
An IPA will only be set up if you declare a DI of more than £100 pm on your SOA. Again, this can be reviewed as and when your circumstances change.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
Edited by - JulianDonnelly on 12 September 2008 12:07:56 |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 31 August 2008 : 14:13:29
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Hi Andrew
We are still waiting to hear about our I&E as OH's wages we knew would be lower, but as of yet we are not 100% sure what if any we will pay.
I expected to know at the time of interview but the OR in our case needed more time and the new wage slips etc in order to decide what if any will be done as an IPA.
Dont know if this has helped at all.
JO
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 12 September 2008 : 15:00:17
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Since writing on this i have not been given an IPA only the usual NT coding IPA.
Still waiting to hear about what we were allowed for our I&E, but hey we will find out eventually.
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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mmmm, what next?
