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BankruptC
Senior Member
1030 Posts |
 Posted - 07 September 2008 : 19:18:35
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What do we put for the date incurred for credit cards? Is it the date we last used the card or the date we first got the card?
Thanks again!!!
CG. x |
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John
New Member
United Kingdom
73 Posts |
Posted - 07 September 2008 : 19:56:18
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Hi CG
When you first got the card is the date you should enter.
If it's in the last 2 years enter the approx month & year.
If before that the year should be fine. If you can't remember the older dates give an estimated date and the word "approximate."
www.Bankruptcyhelp.org.uk
0800 078 9367 |
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BankruptC
Senior Member
1030 Posts |
Posted - 07 September 2008 : 20:03:38
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Thanks John! I warned you I'd have loads of questions before we go BR on Weds!! :-)
(Already added another on my Father-in-law post if you wouldn't mind having a quick look!! Sorry to be so cheeky!!!)
CG. x |
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maizie
Average Member
United Kingdom
566 Posts |
Posted - 08 September 2008 : 11:57:15
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Oooops... I put the date I started my IVA... as in the date I was insolvent!
Maizie |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 08 September 2008 : 12:02:28
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Hi Maizie
I would not worry. They can find out if they need too its just so that they have a rough idea, i could not remember all mine so i just put 1/1/05.
Sounded a good date and i just told the OR that i could not remember. :)
And Remember To Keep Smiling
Jo :)
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated Needafriend's New Life- A Debt Free One! blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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maizie
Average Member
United Kingdom
566 Posts |
Posted - 08 September 2008 : 12:03:40
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Will I get in trouble for not remembering ANY dates?! I mean will they see that as being reckless?
Maizie |
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zamfir
Junior Member
303 Posts |
Posted - 08 September 2008 : 12:05:54
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| I didn't remember exact dates for most of mine, just put 1st of the approx month/year... the OR didn't have a problem with that. |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 08 September 2008 : 12:06:00
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Hi Maizie
No we dont all keep a mental notes of the exact dates.
Some things like loan agreements will show others wont.
I would not worry.
And Remember To Keep Smiling
Jo :)
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated Needafriend's New Life- A Debt Free One! blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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maizie
Average Member
United Kingdom
566 Posts |
Posted - 08 September 2008 : 12:08:15
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But I can't even remember which year I took my loan out or when I got my credit cards! Im useless... talk about seriously burying my head in the sand... it's buried so far I can see Australia!!!!!
Maizie |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 08 September 2008 : 12:16:23
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Oh Maizie
Put what you think is about right, just mention it when you have your interview and add on section 13 an extra bit to say that the dates are approx.
You will be fine. Try not too worry. :-)
And Remember To Keep Smiling
Jo :)
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated Needafriend's New Life- A Debt Free One! blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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maizie
Average Member
United Kingdom
566 Posts |
Posted - 08 September 2008 : 12:17:20
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lol bit late for that... went bankrupt on the 15th August... interview on the 18th September!
Maizie |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 08 September 2008 : 12:21:24
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Oh well, just tell her or him on the phone if they ask.
But dont worry, if they want to know they will ask you and then you can confirm.
Cheer up its a lot to take in, and seeing as you have had to wait a long time for your interview things are really racing through your head.
Honestly trust me i know im no Dr but it will be OK!!!!
And Remember To Keep Smiling
Jo :)
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated Needafriend's New Life- A Debt Free One! blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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Date incurred??
