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 postings from 2007
 will i be evicted after bankruptcy
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Rach1981
Junior Member



United Kingdom
175 Posts

Posted - 22 August 2007 :  11:03:03  Show Profile  Reply with Quote
I filed for bankruptcy 24th July and before doing so I checked and double checked my tenancy agreement to check if i would be in breach of the tenancy agreement by filing bankruptcy.There is no mention of this or anthing like it so i presumed i would be safe to carry on. I have three children so obviously my home is very important.After speaking to the OR on Monday the phone has started ringing and its the letting agents.I am up to date with rent payments and we are good tenants but im scared to answer the phone cos im scared of having t explain myself or them telling me il have to move out. Losing the car i can handle but our house is so important.

dora2505
Junior Member

175 Posts

Posted - 25 August 2007 :  11:32:32  Show Profile  Reply with Quote
look at the section on assetts

Rented House
If you are living in a rented property, this will not be effected by your bankruptcy. It is likely that your landlord will be told that you have been declared bankrupt. However, as long as you maintain the agreed rent, most landlords will be happy for you to remain in the property.
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dora2505
Junior Member

175 Posts

Posted - 25 August 2007 :  11:38:15  Show Profile  Reply with Quote
p.s best thing is not to avoid it - talk / write to your letting agents stating your up to date with rent and have no arrears and that you would like confirmation that thye are happy to keep you as tenants.
also check your contract is their any mention of bankruptcy in the terms and conditions? If not I think you should be fine as long as you are not in arrears
PLEASE DONT IGNORE IT IT WONT GO AWAY AND REFUSING TO TALK TO THEM WILL NOT GO IN YOUR FAVOUR TRSUT ME - BEEN THERE AND FACING MY DEBT WAS HORRID BUT MUCH BETTER!
Also check out support on the Citezens Advice Bureau site
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Johnny Debt
Junior Member

United Kingdom
265 Posts

Posted - 26 August 2007 :  08:08:39  Show Profile  Reply with Quote
I have known a number of people who are in rented go BR. Not one of them has had a problem with regards to tenancy and BR.

Also if I were your landlord I would not be unhappy - as I know that you have no creditor pressure, so the rent is, I would consider safer.
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Johnny Debt
Junior Member

United Kingdom
265 Posts

Posted - 26 August 2007 :  08:16:46  Show Profile  Reply with Quote
Just thought, I am not a landlord though - and not everyone thinks the same!
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