I filed for bankruptcy 24th July and before doing so I checked and double checked my tenancy agreement to check if i would be in breach of the tenancy agreement by filing bankruptcy.There is no mention of this or anthing like it so i presumed i would be safe to carry on. I have three children so obviously my home is very important.After speaking to the OR on Monday the phone has started ringing and its the letting agents.I am up to date with rent payments and we are good tenants but im scared to answer the phone cos im scared of having t explain myself or them telling me il have to move out. Losing the car i can handle but our house is so important.
Rented House If you are living in a rented property, this will not be effected by your bankruptcy. It is likely that your landlord will be told that you have been declared bankrupt. However, as long as you maintain the agreed rent, most landlords will be happy for you to remain in the property.
p.s best thing is not to avoid it - talk / write to your letting agents stating your up to date with rent and have no arrears and that you would like confirmation that thye are happy to keep you as tenants. also check your contract is their any mention of bankruptcy in the terms and conditions? If not I think you should be fine as long as you are not in arrears PLEASE DONT IGNORE IT IT WONT GO AWAY AND REFUSING TO TALK TO THEM WILL NOT GO IN YOUR FAVOUR TRSUT ME - BEEN THERE AND FACING MY DEBT WAS HORRID BUT MUCH BETTER! Also check out support on the Citezens Advice Bureau site