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tracy_b
Junior Member
United Kingdom
457 Posts |
 Posted - 14 September 2008 : 11:58:49
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Hi me yet again!
Yesterday recieved a letter from goldfish saying that i can expect to recieve a default notice. Whats this and will it effect me going BR on the 9th Oct |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 14 September 2008 : 12:06:17
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Hi Tracey
A default notice is always issued prior to any other action, it is a requirment by law i believe that they issue this is a warning so to speak so that it covers there back should they need to go ahead with any further action to recover the debt.
Your going BR on the 9th of Oct you will be fine, they cant gat anything like ccjs with court action if that is there intention in time.
Hope i have helped.
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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John
New Member
United Kingdom
73 Posts |
Posted - 14 September 2008 : 12:06:34
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Hi
it will just be recorded on your credit file. No action will be taken against you and you need take no action either. It will have no impact on your BR.
www.Bankruptcyhelp.org.uk
0800 078 9367
OOps! too slow again!!! |
Edited by - John on 14 September 2008 12:07:08 |
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zamfir
Junior Member
303 Posts |
Posted - 14 September 2008 : 12:06:38
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I believe they have to "default" the account, as soon as they hear it will be included in the BR. A fancy way for saying the account "agreement" will be ended.
Certainly won't affect you going BR. |
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zamfir
Junior Member
303 Posts |
Posted - 14 September 2008 : 12:07:41
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| Guess I was the slow one that time, Jo! ;) |
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tracy_b
Junior Member
United Kingdom
457 Posts |
Posted - 14 September 2008 : 12:10:09
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Thanks again all of you. I can't tell you all how much help you have been and what a wonderful site this is. People need to know that they are not alone.
Cheers Tracy |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 14 September 2008 : 12:14:40
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Hi Zamfir
Only 21secs. Hee hee.
And Tracy,
From me your more than welcome. :-)
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 15 September 2008 : 05:13:15
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Hi Tracy,
Best of luck!
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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default notices
