Sorry another question - we have frozen pensions we used to pay in to. They are not due until we retire 2030 and 2032. Can the OR cash these in? I think all together they are worth about 7500 pounds.
OH is Standard Life stakeholder pers pension scheme he used to pay in to and a Norwich Union one where at the end of the time they buy units for you(I think a unit trust???) Mine work pensions x2 but transferred into one and frozen.