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 bankruptcy bank account ?
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a01
Starting Member



5 Posts

Posted - 07 October 2008 :  18:07:31  Show Profile  Visit a01's Homepage  Reply with Quote
i cant get a bank to have me i was made bankrupt in june got a job now i cant pay my salery in to a bank

Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 07 October 2008 :  18:12:02  Show Profile  Reply with Quote
Hi a01 and welcome

Have you tried the Coop cashminder.
If you cant do that one as you have maybe them as a creditor then there is think banking they charge a fee per month but you can do dd's, so', have a card and your wages etc can get paid in.
Hope that helps.
Good luck

Jo x
Your Mother Hen :-)

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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nicki
Junior Member

180 Posts

Posted - 07 October 2008 :  18:13:15  Show Profile  Reply with Quote
hi have you tried applying for a co op cash minder account thats what ive got after going bankcrupt in august xx
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a01
Starting Member



5 Posts

Posted - 07 October 2008 :  19:45:06  Show Profile  Visit a01's Homepage  Reply with Quote
Have tried the coop they refused my job said they cant pay cash so will prob have to leave and join the many unemployed.

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got there
Junior Member



United Kingdom
461 Posts

Posted - 07 October 2008 :  19:47:26  Show Profile  Reply with Quote
Someone posted over on the IVA site about an Abbey basic account with electron card, dont know if this is ok for BR's too, worth a shot. x
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 07 October 2008 :  19:52:00  Show Profile  Reply with Quote
Hi GT
That sounds like a good idea and as you say worth a try.

Goodluck to all



Jo x
Your Mother Hen :-)

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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a01
Starting Member



5 Posts

Posted - 07 October 2008 :  20:02:50  Show Profile  Visit a01's Homepage  Reply with Quote
Thanks havent tried that one ill give it a go

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got there
Junior Member



United Kingdom
461 Posts

Posted - 07 October 2008 :  20:05:09  Show Profile  Reply with Quote
They did say that you needed to apply in branch. Good Luck - keep us posted x
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369
Junior Member

366 Posts

Posted - 08 October 2008 :  09:56:56  Show Profile  Reply with Quote
Hi, you can write to the co-op and ask them why they rejected you....it could simply be that you are not on the electoral role...and they cannot see where you live. Worth just writing to them and asking.

It is up to each individual bank as to whether they accept you or not. Try Abbey as well....or Barclays...if they weren't your creditors.
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 08 October 2008 :  10:47:21  Show Profile  Reply with Quote
You definitely have to be on the electoral register for a Cashminder account.

Also, did you apply in a branch or on the phone? Some people have applied online, and as you can't do this with the Cashminder they have applied for a full current account.

If you can't get an account with a high street bank there's always Think Banking. I wasn't very impressed with their customer service, and they charge a £25 set up fee and £12.50 a month, but they don't credit check so are quite good as a last resort.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

Edited by - Skippy on 08 October 2008 10:49:06
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