Hi At my OR interview nothing was made clear about the BI in our house (we are both BR). We are in negative equity and I said that the unsecured potential shortfall is in our "unsecured" bit of the SOA. Because we are going to get repossessed does that mean no one needs to buy the BI? The examiner said something about the BI would cost alot because of all the negative equity, didn't really know what he was talking about, any help out there?? Thanks