I have been going over some old loan agreements mainly my computer and i am trying to find out if its on HP or a Loan.
The document says " Fixed Loan Agreement regulated by the consumer credit act 1974" but that means nothing to me.
Is this HP or a Loan.
Anyone have ideas as if my computer was on a loan then technically i would have thought that as i made 18 payments to it then it would be mine and now its worth about £250 if im lucky.
If not can the co that did the finance take it in payment to the loan.
It was added into my BR so i was just wondering.
Thanks
Jo x Your Mother Hen :-)
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