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movin on
Average Member
United Kingdom
946 Posts |
 Posted - 13 October 2008 : 15:03:26
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Hi All....I am now officially BR!!
Well what a morning, i think ive felt every emotion going today.
I got to the court for 11.45 (app was for 12) and waited till about 12.20 to see the clerk (he was still dealing with the case before mine). He checked all forms and i signed and swore on the bible.
At 12.45 was told to have a walk outside as i probably wouldnt be called until 1.15....so glad i didnt go far as i was just walking back upstairs when he was coming to let me know they were ready.
Up until this point i was fine....but.....as soon as i walked into the room where the judge is i started to cry. I apologised and she said she understood as this must have been a very stressful time. She asked me a few questions and then adjudged BR.
The clerk took my back down to a side room where he phoned the OR's office - they asked me if there was any account in credit which i wanted to keep, i told him which ones and he said he would write to them to let them know they are not interested in the accounts and booked a telephone interview for next Tuesday at 11.00 am !!!
I can not believe how straight forward it was - i know i cried, however, i think that was the build up, and now feel like i could do cartwheels and just scream with joy. I realise i have still got the OR to deal with, however now i can let my creditors know.
Siobhan and everyone else who has got an impending BR - Please know its not all bad....honest!!
Im going to check on Jayne now, cant wait to see what her post says.
Jenny
ss
The weights are coming off my shoulders very slowly, but making such a big diference !! |
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JAH
Junior Member
United Kingdom
213 Posts |
Posted - 13 October 2008 : 15:12:11
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Hi Jenny,
I'm here!
I have posted (just underneath yours). I'm really relieved its over but feel numb.
I was exactly the same as you with the Judge - she was quite young and really really lovely.
We have to wait to hear from our OR - it says they will contact us within 3 hours (nothing as yet although I'm glad because I'm at work. Hubby is off today so he may hear before me).
I am absolutely dreading OR - mainly because we have a large secured loan on our house and I don't want them to tell me I have to move out. I love where I live and everything about it. I said to my husband last night that my biggest worry after today is that everything is now out of our hands.
Anyway, I know that whatever will happen will ultimately be best for us so will just have to go with the flow.
I will no longer worry about the phone ringing or how many letters I am going home to - wonderful!
Here's to the next step together!!!!1
Jayne x |
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eamonn
Junior Member
320 Posts |
Posted - 13 October 2008 : 15:21:02
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hi moneyworries
i am glad everything went so well today,please try not to worry about the or interview i have just finished mine and it was much better than i thought it would be, any way welcome to your new debt free life |
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tracy_b
Junior Member
United Kingdom
457 Posts |
Posted - 13 October 2008 : 15:30:08
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Hi Jenny,
So glad it went ok for you. See i told you it would be o.k.
Enjoy the first day of freedom.
Tracy X X |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 13 October 2008 : 18:13:07
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Thank you all for your replies - I cannot tell you how great it is to feel a little lighter on the shoulders 
xx
The weights are coming off my shoulders very slowly, but making such a big diference !! |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 13 October 2008 : 18:25:50
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MW/Jenny
I just wanted to add my congrats to you also.
Enjoy the start of your new debt free life!
Jo x
Your Mother Hen :-)
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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sleeplessnights
Junior Member
United Kingdom
256 Posts |
Posted - 13 October 2008 : 19:18:51
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Hi Jenny
Well done, its an important step in the right direction.
Take it easy
Matt & Kirsti |
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BR as of 1.10pm
