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 Officially BR as at 11.36 am today
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JAH
Junior Member

United Kingdom
213 Posts

Posted - 13 October 2008 :  14:08:37  Show Profile  Reply with Quote
Hi Everyone,

As the title says, I am now officially BR. I feel numb, not elated quite strangely. Has anyone else felt like this?

I would just like to tell everyone about the Court experience and to say that it is EXACTLY as everyone on here has described with absolutely nothing to fear. Our appointment was for 10.00 and 10.15 respectively and we got there about 9.45 which was a good job because some of the paperwork needed adjusting. A note for those of you completing paperwork at the moment - if you are not sure of the date you originally got a loan or CC just put an approximate year rather than Not Known.

We then went to pay the fees and swear the forms etc which took quite a while. Then went down to see the Judge and went in immediately. By this time, I was getting a bit tearful. She was really lovely, asked us a couple of questions, ie have we been bankrupt before, and then said "Well, I will now proceed with the Order". Two minutes - simple as that. She then said "Ok, that's all done, you can go now". I then thanked her and said "It's not my proudest moment" and she said "Well, we all have to start somewhere" - which started me off and tears welled up!!

For those of you who have impending Court dates for BR, please do not worry. You are not the first and you certainly won't be the last. The Court staff are not judgemental at all and the Judge is nothing to fear (if indeed you have to see one at all). A lot of my fear about the Court was taken away by reading everyone's experience of how they got on so I hope mine helps someone as well!

I haven't had a chance to look through some posts yet but I hope moneyworries had a good experience today and can't wait to hear all about it.

Just waiting for the call from the OR now, which was a guideline said they would contact within 3 hours!!



Jayne xxx

We then had to wait for the Petition to be typed up and we left the court at 12.30.

siobhan
New Member

United Kingdom
66 Posts

Posted - 13 October 2008 :  14:26:23  Show Profile  Reply with Quote
Congrats!
I am soo worried as this will be me tomorrow and it's such a worrying experience-i'm petrified! thank you, your post has definately helped.
can u let us know how it goes with the OR as worried about that too!
thanks S
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s4pps
Junior Member



252 Posts

Posted - 13 October 2008 :  14:45:30  Show Profile  Reply with Quote
Good to hear it's done. And what a lovely informative post :)
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JAH
Junior Member

United Kingdom
213 Posts

Posted - 13 October 2008 :  14:46:23  Show Profile  Reply with Quote
Thanks Siobhan,

Good luck for tomorrow! Can't wait to hear how yours went - bet its identical!

I am also dreading the OR but will let you know all about it.

Jayne x
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movin on
Average Member

United Kingdom
946 Posts

Posted - 13 October 2008 :  15:05:35  Show Profile  Reply with Quote
Hi Jayne

Was thinking about you this morning at 10.00am

So glad it went well for you - im just feeling so relieved at the moment

I have posted how mine went if you fancy a peek

Jenny

xx

The weights are coming off my shoulders very slowly, but making such a big diference !!
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eamonn
Junior Member

320 Posts

Posted - 13 October 2008 :  15:24:59  Show Profile  Reply with Quote
hi jah
i am glad it went well this morning,please do not worry about the or interview i have just finished mine and it was ok any way welcome to your new debt free life
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tracy_b
Junior Member

United Kingdom
457 Posts

Posted - 13 October 2008 :  15:33:14  Show Profile  Reply with Quote
Hi Jayne

Really pleased it went so well for you today. I had 2 very tearful days after my BR and then was ok again. Good luck for the future and keep posting

Tracy X X
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 13 October 2008 :  17:12:56  Show Profile  Reply with Quote
Hi JAH

That is great news for you i am soooooooooo pleased that bit is over now for you.

Take care and enjoy the start of your new "Debt free" life.


Jo x
Your Mother Hen :-)

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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sleeplessnights
Junior Member



United Kingdom
256 Posts

Posted - 13 October 2008 :  19:16:31  Show Profile  Reply with Quote
Hi Jah

well done, the road to debt recovery is taken with the 1st step ( and you are well past step 1)

Take it easy

Matt & Kirsti
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