Technically all debts will be written off in BR as long as they are unsecured debts.
Mortgages or 2nd loans will not be written off unless they are about to become unsecured ie: by repossesion.
All debts to family will also be included as long as you write these into the unsecured section of the Statement of Affairs that you fill out to take with you.
If you need more advice then please call our helpline they are there to give a more one to one approach and steer you in the right direction.
Best of luck
Jo x Your Mother Hen :-)
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at: