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Jude
Junior Member
United Kingdom
181 Posts |
 Posted - 14 October 2008 : 19:56:24
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Hello again
I opened a Co-Op cashminder account before I went BR. I would now like to start using this account. Does anyone know if I need to tell them that I am now BR?
Thanks. |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 14 October 2008 : 19:59:21
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Hey Jude
I let them know pre BR, but will also let them know now i have actually been declared BR
Hope this helps
Jenny
xx
The weights are coming off my shoulders very slowly, but making such a big diference !! |
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got there
Junior Member
United Kingdom
461 Posts |
Posted - 14 October 2008 : 20:01:01
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| Yes Jude I spoke to customer service and they give you another number to ring to advise them, I have tried to get thru today to advise pre BR but had no joy, trying again tommorrow x |
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end or teather
Junior Member
United Kingdom
254 Posts |
Posted - 14 October 2008 : 20:03:34
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Hi Jude,
I opened a co-op Cashminder account, and told them that i would be going BR, they said it's no problem as basiclly thats what the account is for.
EOT. |
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jwmc77
Junior Member
United Kingdom
195 Posts |
Posted - 14 October 2008 : 21:38:57
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so its ok to open this account before hand?? i take it, it doesnt matter if you dont use it before br???
MAC |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 14 October 2008 : 22:41:10
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Hi Mac
As i said in another post it really is better to open a new account after BR but some have done so before and the accounts have been fine, but i always say air on the side of caution and if you can wait till the day of your BR and open one straight afterwards, that way you dont have to write it on the SoA and it would be less likely to be frozen and so the account would not be touched, after you go BR just tell the bank of your BR status and that should be that.
But at the end of the day its up to you really i can only offer advice. :-)
Best of luck
Jo x
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Needafriends Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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tracy_b
Junior Member
United Kingdom
457 Posts |
Posted - 15 October 2008 : 09:42:48
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Hi,
Yes i was told not to open account before BR so i waited. it was the first thing i did when we got home. But several people on here seem to be ok with opening beforehand.
Good Luck
Tracy XX |
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got there
Junior Member
United Kingdom
461 Posts |
Posted - 15 October 2008 : 14:23:05
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| Just got off the phone from Co-op to advise them of my inpending BR on Friday, girl very freindly and helpful, said the OR would write to them but they would keep the account open had my account since Nov 07. I cant however keep my smart saver account (you're not allowed a savings account) how weird can you get lol. x |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 15 October 2008 : 14:56:08
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They won't let you open a savings account when you are discharged either!
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/ |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 15 October 2008 : 14:58:39
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Hi Skippy
Do you mean the Coop wont let you open a savings account even when discharged.
Thats a shame, these banks need our money to help balance the books, oh well their loss and all that.
Jo x
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Needafriends Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 15 October 2008 : 16:23:20
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Yep, even when I was discharged they wouldn't let me have a savings account, as, guess what, I failed the credit check! I pointed out it's a savings account, so why did they need to credit check me, but I didn't argue too much in case they decided to close my Cashminder account!
I tried to open a savings account with Sainsburys bank as well, but they wanted a discharge certificate, which I can't afford to pay £60 for. In the end I opened a regular saver with Nationwide without any problems.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/ |
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369
Junior Member
366 Posts |
Posted - 16 October 2008 : 11:25:42
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Hi Skippy,
When you say you have a regular savers account with Nationwide - did you just apply for that normally? And is it actually called Regular Savings Account.
I want to set one up when i am discharged in two weeks....would this be the best one...i have my account with Nationwide as well....
Thanks |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 16 October 2008 : 12:35:19
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Yes, it's called Regular Savings Account. I set it up online as I already have a FlexAccount with them.
Also, if you already have a FlexAccount you can set up e savings accounts to run alongside it. I've also got a couple of those.
And before anyone thinks I'm loaded, they're all empty at the moment!!! 
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/ |
Edited by - Skippy on 16 October 2008 12:35:40 |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 16 October 2008 : 12:40:18
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Now Skippy
Would we think that ,LOL :-)
Take Care
Jo x
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Needafriends Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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Topic |
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Co-Op Cashminder
