At last I have finished our SOA's - I think I need a stiff drink now!! All that is left to go on the forms is our cash in hand - we will put that in first thing Thursday before our appointment.
Thanks to everyone for all your help and advice on completing it.
Well done! The forms seem neverending don't they. You totally deserve a stiff drink. Dont forget we are all here still if anything else pops up. take care
Thanks. I expect I will still be asking loads of questions in the weeks to come!!!!This forum and the people have been invaluable - without it I dont think we would have made it this far - everything was just so bleak a month ago.
I will still keep posting and hopefully I will be able to give others advice in the future.
I bet your glad that at last you have filled in those damn forms.
I know how tiresome they can be and they seem to go on and on and you almost feel like they are never gonna finish.
I am also glad that you found this site, and that we have all given you the courage to understand what BR is about but also to know that when you had a question we were all here to help and guide you through them.
I know also that there will still be many questions that you will want to ask and feel free taht is what we are all here for. Together we will get not only you through it but also all the others looking through this site and thinking OMG! i dont know what to do, HELP!!!!
We have all come a long way and it is thanks to this forum and i know i for one am very thankful to all the guys and gals on here for getting me through one of the most difficult times in my life.
But 12 weeks on i am stronger and happier and i know that you will be too.
As i say it takes courage to admit that something needs to be done and finding this site gives you the courage to swallow your pride and know that your not alone and that there is "Light at the end of the tunnel"
Good luck mate
Take Care
Jo x
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Needafriends Links and added info on Bankruptcy!" available to view at:
You always manage to say the right things. Thanks so much for all your advice over the last month. It is good knowing you and others are always willing to give help and advice. I am sure a few people have been saved by this forum. (I dont want to sound dramatic) but I know I was at the end of my tether when I found this forum as I am sure many others are.
This time tomorrow and the deed should be well and truly done. I am at work all day - got the time off for the appointment and that is it! Our appointment is at 11.30 - if the judge calls us in I hope we get called in together.
Dont think I will sleep tonight. Got home to another extremely rude message from CD UK (debt collection agency) demanding I call them straight away , tutting and slamming down the phone. How rude I cannot believe it - I am debating answering the phone after tomorrow and giving them the BR number - although I think I may be very very rude to them so it is probably better not to speak to them at all and let the OR sort things out.
SOA COMPLETED AT LAST!!!!!!!
Posted - 19 October 2008 : 16:32:13
I am at work all day - got the time off for the appointment and that is it! Our appointment is at 11.30 - if the judge calls us in I hope we get called in together.
How rude I cannot believe it - I am debating answering the phone after tomorrow and giving them the BR number - although I think I may be very very rude to them
