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movin on
Average Member
United Kingdom
946 Posts |
 Posted - 20 October 2008 : 18:26:32
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Hi all
Well i got my phone call with the ORs office at 11am tomorrow 
Well im feeling soooo nervous and i really dont know what to expect. I have got as much info together as possible so cannot do anymore.
I feel like this has been the worst week of my life, and since going BR last monday i have had a horrible time and felt really down, so im hoping tomorrow will bring some closure to me feeling anxious.
I have had nothing through from the ORs office - so im presuming that will be dealt with after tomorrow.
xx
The weights are coming off my shoulders very slowly, but making such a big diference !! |
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tracy_b
Junior Member
United Kingdom
457 Posts |
Posted - 20 October 2008 : 18:34:38
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Hi Jenny,
Good luck for tomorrow. Have your SOA with you a pad and pen and a glass of water and you will be fine.
You take care
Tracy XX |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 20 October 2008 : 19:12:34
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Evening Jenny
Just make sure that you have your SoA with you, a glass of water and sit somewhere quiet and so cant get disturbed.
The Examier is not going to put you on trial they are purely there to clarify what you have written and to make notes for the report they send to the creditors.
Just be honest and if you need to ask anything make sure you do.
It will all be ok, just chill tonight and it will all soon be over.
Best of luck
Take Care
Jo x
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Needafriends Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 20 October 2008 : 19:13:08
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Thanks Tracy
Will do just that 
By the way, how soon will i know if im going to get a BRO/U, will it be tomorrow and if so, will they tell me there and then how long it will last?
xx
The weights are coming off my shoulders very slowly, but making such a big diference !! |
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huntersrishon
Junior Member
189 Posts |
Posted - 20 October 2008 : 21:05:02
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Hi Moneyworries
Good luck for tomorrow hope it all goes well for you.
Dee  |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 20 October 2008 : 21:13:20
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Hi Jenny
Usually they can say straight away if they think you may get a BRU etc but may not be able to give a how long time. They may indicate that you may get one then you may find you dont.
So try not to worry :-)
Take Care
Jo x
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Needafriends Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 20 October 2008 : 21:49:07
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Thanks jo, Dee and Tracy
Your words are so kind and uplifting - it means alot when i feel like this
XX
The weights are coming off my shoulders very slowly, but making such a big diference !! |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 20 October 2008 : 21:54:31
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Your welcome :-)
Take Care
Jo x
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Needafriends Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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siobhan
New Member
United Kingdom
66 Posts |
Posted - 20 October 2008 : 21:56:37
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Good Luck for tomorrow! At least you know it's nearly the end of it all. Let us know how it goes!
S x |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 20 October 2008 : 22:05:17
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I will do Siobhan
Have you heard when yours is?
xx
The weights are coming off my shoulders very slowly, but making such a big diference !! |
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got there
Junior Member
United Kingdom
461 Posts |
Posted - 21 October 2008 : 07:11:48
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| Hi Jenny, hope it all goes well mine is a week today!! The OR rang me again after made appt, to tell me that I hadnt signed SOA Doh!!! she said not to worry about it, she would send it 1st class along with other letters that need signing and send it back to her before next Tues along with 12mth bank statements. Take care let us know how you get on - mine is also at 11am next week lol. xx |
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got there
Junior Member
United Kingdom
461 Posts |
Posted - 21 October 2008 : 07:13:36
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| PS: I think once ive got house sorted and moved I will change my user name to GOT THERE FINALLY lol x |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 21 October 2008 : 10:05:09
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Morning
Well i got my paperwork all over the dining table and now absolutely terrified and anxious  
Only an hour to go - aarrgghh!!
The weights are coming off my shoulders very slowly, but making such a big diference !! |
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digman
Junior Member
United Kingdom
319 Posts |
Posted - 21 October 2008 : 11:06:10
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hi,
HAD my or interview last wk. Like you was petrified, but
the interview was great nice and friendly nothing to worry about.
let us know how you get on
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tracy_b
Junior Member
United Kingdom
457 Posts |
Posted - 21 October 2008 : 11:50:53
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Morning Jenny,
I expect you have had interview already but wanted to say hi and that i was thinking of you. Hope it went ok for you. Post when you feel up to it.
take care
Tracy XX |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 21 October 2008 : 13:05:01
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Afternoon
First of all this is my personal experience only, and im sure that it will not be the same for everyone.
I felt like a naughty child all through the interview, she was very strict and was not very friendly at all. I cried all the way through, which she didnt acknowledge (i know she isnt supposed to), i hated the whole hour and 15 mins of it. If i said i didnt know an answer, she kept pushing for any old answer out of me, which i think i did, just to give her an answer.
She has told me they want to get their own surveyors to value the property and i will hear in about 8 weeks (happy christmas, oh and by the way if you want to keep your house you have to pay ??). Is there any way i could get a valuaion done sooner, if not do their own surveyors value higher to get some money back for creditors? I did tell her that it was hubby who put deposit down and hubby who has always paid the mortgage but she didnt take that into account, and i really dont think she was that bothered - i can prove i have never paid towards it, but will just wait and see.
She didnt quiestion I & E at all, so im presuming thats ok, and i wont get an IPA because im not working (maybe thats why she mentioned a surveyor).
She also seemed to be querying hubbys car alot - again not sure why
Cant think of anything else at the mo - i have just about stopped crying (2 hours later)
Thanks all for your continued support, it means so much
xx
The weights are coming off my shoulders very slowly, but making such a big diference !! |
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Topic |
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OR Interview tomorrow
