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 Bankruptcy Problem
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AndyM
Junior Member



United Kingdom
170 Posts

Posted - 07 November 2007 :  20:35:09  Show Profile  Click to see AndyM's MSN Messenger address  Reply with Quote
Is this a uk site? New to this forum. As i just found it. Few problems i hope someone can help, even for peace of mind.

I went bankrupt in March this year, due to building up a debt in gambling.

I had a face to face interview where i had to go over everything, which i did tell the truth on how i become n had to go bankrupt etc, before that i went to CAB for advise, my advisor said they may place restrictions on me, as i racked up my debt and no means 2 pay back etc.

I did the interview in June and till today i had no letters or anything, except one to say, if they house i lived in i owned, which it wasnt, it was my parents and they had the deeds to the house.

Now i get this letter through, saying i have another interview next thursday. RE: Your affairs.

The person is on holiday till the 13th so i no idea what can be bout, but i thinking restrictions.

Anyone else gone through any of this, thing is, i went bankrupt because of debt with gambling, i re opened a bog standard bank account in september, and some money went to online bookmakers (still a bit of a gambler when i see red). Last time i saw the official reciever he said, there mayb another interview if any inconsistancys with my story, but that was in June.

Far as i know i told the truth, so i dont think it was that, im just worried as anyone would be, as out of bloom i get this letter.

Hope for any advice at all and anyone else gone through this, and mayb restrictions. Also anyone gone bankrupt with a gambling debt, be nice to hear as i dont know any.

My email addy is [[/email], nt sure if can sho this, apologies if not, just quite worried.

AndyM

mish1953
Junior Member



United Kingdom
180 Posts

Posted - 07 November 2007 :  21:18:39  Show Profile  Reply with Quote
Dont panic Andy, it may well be about your gambling but you are being positive and taking steps to deal it.

Cheers
Mish
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Johnny Debt
Junior Member

United Kingdom
265 Posts

Posted - 08 November 2007 :  06:01:51  Show Profile  Reply with Quote
This is not too unusual. It may be that they are looking at your old credit card statements, there may be a particular period where there was a abnormal amount of activity?

Or it may be that they want to tie in the debts closer to your statement at the end of the 6-28?

If you are self employed, the may look a little deeper?

I would also suggest that if you have any medical evidence, relating to that period, you could also present that.

Not knowing is the worst thing, but like I say this is not unusual.
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