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 Annulling a bankruptcy - Re Harbourmaster's post.
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pix1
Average Member

689 Posts

Posted - 23 October 2008 :  11:48:28  Show Profile  Reply with Quote
Regarding Harbourmaster's post from yesterday please go to the link below;

http://www.bpfltd.co.uk/


It seems to be a company in Manchester purporting to offer an annulment servie to bankupts. It looks dodgy. Perhaps it is aimed at creditor-petitioned BR's rather than debtor-petitioned BR's, the latter of which are those who normally post on this forum.

movin on
Average Member

United Kingdom
946 Posts

Posted - 23 October 2008 :  11:52:36  Show Profile  Reply with Quote
Oh ive had three of these in the past 2 days - they all went through the shredder!!



The weights are coming off my shoulders very slowly, but making such a big diference !!
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Reviva UK
Advanced Member

United Kingdom
2452 Posts

Posted - 23 October 2008 :  11:53:40  Show Profile  Reply with Quote
Hi Pix

you are absolutely corect - they can only provide a service if there are assets ( particularly a house) which can be sold / remortgaged to clear ALL of the debts in Br PLUS the costs of Br including any trustee fees.

If all of the debts are cleared then an annulment can take place.

so these are not applicable to debtors petitions ( clearly if folks had got the money they would have already have cleared the debts in a different way )

Usually HMRC, Amex, creditor type petitions.

Paul Johns
Assisted Bankruptcy Specialists
Reviva UK

For a Free Impartial Review before taking the leap call me @ Reviva UK
www.revivauk.com
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got there
Junior Member



United Kingdom
461 Posts

Posted - 23 October 2008 :  12:11:49  Show Profile  Reply with Quote
shredded mine too...
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sleeplessnights
Junior Member



United Kingdom
256 Posts

Posted - 23 October 2008 :  12:39:00  Show Profile  Reply with Quote
vultures
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 23 October 2008 :  13:26:57  Show Profile  Reply with Quote
Hi mine got shredded also:-)

Take Care

Jo x


Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Needafriends Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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harbourmaster
Junior Member



346 Posts

Posted - 23 October 2008 :  16:48:49  Show Profile  Reply with Quote
What I cannot believe is that a so called "mortgage counsellor" from the lender seems to have a part time job introducing to this company. Surely that cannot be ethical can it?

Edited by - harbourmaster on 23 October 2008 16:49:17
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 23 October 2008 :  18:46:03  Show Profile  Reply with Quote
Hi Hm

I am confused about that too, i dont understand how they can get away with that, maybe we never will, eh!

LOL

Take Care

Jo x


Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Needafriends Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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siobhan
New Member

United Kingdom
66 Posts

Posted - 23 October 2008 :  23:22:57  Show Profile  Reply with Quote
yeah we've had 2 letters each since BR-the first one being the day after we went BR-have to say they went straight in the bin!
S x
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