I am on income support/Dla 794.00 amonth net I have a mental health problem. I have outstanding debts of roughly £4000 which includes overdrafts a loan And 5 credit cards abd a personal loan. I have been stupid to get myself into this situation amd I am seriously considering going bankrupt as I cannot cope with the stress any longer. Please can you give some advice as what is the best thing to do as I am slowly becoming weak with worry I.e what the process a person on benefits should do with a health problem do to start the procedure of bank ruptcy or else if ther is an alternative I am worried. mobile no can be arranged to give to you if required
Sorry to hear about your money troubles and also your problems with regards to your health.
You say you only have £4000 in debts, have you taken any advice on maybe a DMP or an IVA at all?
Bankruptcy is not something that should be taken on lightly i should know i have done that and feel so much more happier for doing so, but i think that maybe a conversation with one of the other experts may be the way forward.
Please give the helpline a call on 0800 078 9367 and see what is the best way forward.
LOL
Take Care
Jo x
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