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siobhan
New Member
United Kingdom
66 Posts |
 Posted - 27 October 2008 : 20:55:34
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my friend was allowed to put money aside for birthdays, xmas and holidays (hich equates to the gifts section). surely that should be allowed?
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 27 October 2008 : 21:00:23
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Each office is different, our OR would not allow us to do that. Although we did not have an IPA so that is used for that side of things.
LOL
Jo
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For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Jo's Links and added info on Bankruptcy!
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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BankruptC
Senior Member
1030 Posts |
Posted - 27 October 2008 : 21:03:27
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Thanks for that Siobhan,
We were allowed a holiday allowance too (eventually! ;-) ), but not gifts and as I said I haven't heard of anyone being allowed gifts for a good while now (until now!). When was your friend allowed it? If it was recently that's good. I'd still recommend people put these things down anyway-as i said before if you don't ask, you won't get!
:-)
Thanks again,
C. x |
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siobhan
New Member
United Kingdom
66 Posts |
Posted - 27 October 2008 : 21:31:19
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hi
her hubbie was made BR end of Aug and it sounds like she had a fantastic OR (from blackpool-lady!) who increased all her outgoings so had a small IPA of £68, and considering they earn a load of money between them, and have two kids, i think they got a good deal!! when they'd looked into an IVA they were told the creditors wanted about £550, so they refused as could only afford £450, and said they would go BR.
unfortunatley i have an OR(male) from liverpool office so who knows what they'll think of me and my husband's I&Es!
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how much of my surplus income will I be able to keep?
