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Help007
New Member

91 Posts

Posted - 31 October 2008 :  14:42:31  Show Profile  Reply with Quote
We decided we do not want to stay in our house and were advised to miss 2 mortgage payments before going bankrupt. We miss the second payment on 11 Nov and move into rented accomodation on 15th and I go bankrupt on 1 Dec.

When we leave do I send the keys back to the mortgage company or wait for repossession?

Nat
Junior Member



367 Posts

Posted - 31 October 2008 :  14:49:13  Show Profile  Reply with Quote
Hi there

If you look at Turborat's latest post there's some info on there about handing keys back etc. Might help a bit.

Nat
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 31 October 2008 :  14:50:46  Show Profile  Reply with Quote
Hey Nat

I was just about to say the same. ;-)

Goodluck help007.

Jo

x


For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:

Jo's Links and added info on Bankruptcy!


http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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kazy1
Junior Member

United Kingdom
120 Posts

Posted - 31 October 2008 :  14:53:19  Show Profile  Reply with Quote
Hi help007,when i gave back the keys i phoned northern rock who sent o form out you send it back with the date your leaving the proprty. When you leave LEAVE the keys in the property (once you have locked it)they chang the locks anyway hope this helps may be different with each mortgage company

Kazy1xxx
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kazy1
Junior Member

United Kingdom
120 Posts

Posted - 31 October 2008 :  14:54:21  Show Profile  Reply with Quote
Plus i must learn to spell!!!
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 31 October 2008 :  14:56:32  Show Profile  Reply with Quote
Send me your name, address and postcode and i will send a dictionary for you!!! LOL



Jo

x


For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:

Jo's Links and added info on Bankruptcy!


http://debtfreejo.blogs.bankruptcyhelp.org.uk/

Edited by - Needafriend on 31 October 2008 14:56:55
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kazy1
Junior Member

United Kingdom
120 Posts

Posted - 31 October 2008 :  15:03:39  Show Profile  Reply with Quote
Think I'm tired My daughter went to the pictures and OH went to pick her up lets just say right time wrong carpark found her an hour later!!!!
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 31 October 2008 :  15:11:17  Show Profile  Reply with Quote
Hey Kaz

I was only messing about. Have a relaxing weekend, and do take care. :-)

Jo

x


For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:

Jo's Links and added info on Bankruptcy!


http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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kazy1
Junior Member

United Kingdom
120 Posts

Posted - 31 October 2008 :  15:40:13  Show Profile  Reply with Quote
I know
going to Cadburys world tomorrow if i haven't killed any body trick or treating at the door tonite ONCE i have puy my sign up not to knock

Have a goodweekend everyone
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Help007
New Member

91 Posts

Posted - 31 October 2008 :  15:52:10  Show Profile  Reply with Quote
Thank you have read that post so will do that.

In the post mentions about renting and advising of bankruptcy, just read my tenancy agreement and there is nothing about bankruptcy. Any clues?
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 31 October 2008 :  16:39:16  Show Profile  Reply with Quote
I would not worry then Help007. Just leave it and try to put it to the back of your mind.

Have a great weekend

"Spooky"

Jo

x


For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:

Jo's Links and added info on Bankruptcy!


http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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