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gary2172
Starting Member
4 Posts |
 Posted - 30 November 2008 : 17:07:47
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Been on this site for a while but my profile has gone astray.
Anyhow im 2 months into my IPA but this month i had hardly any wages. I rang the collection people and they gave me a payment holiday.
Does this mean i have to pay this amount back before the 36 months are up. Do i pay double next month??????
Also how many holidays do you get as it looks like work as gone for this month as well. |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 30 November 2008 : 17:53:58
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Hi Gary
You do need to keep the OR informed of any changes throughout your IPA period and during your BR.
It may be wrth mentioning this to the OR as you may be able to get it reduced, give them another call and explain the situation.
LOL
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 30 November 2008 : 19:53:09
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When I asked Clarke Willmott whether I needed to let the OR know about a pay rise they told me that I didn't need to and to send them the information as they then notify the OR.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/ |
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gally
Junior Member
114 Posts |
Posted - 01 December 2008 : 10:32:11
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| this is happening with me at the moment comissioned based salary i phoned moon beavers who just asked me to send in my wage slip each month and pay my ipa when i reach the agreed level of income i never thought of asking do i have to play catch up any advice please |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 01 December 2008 : 11:20:26
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I read on another forum that an IPA lasts 36 months from the date of the first payment and no longer. Hopefully one of the experts can confirm if this is correct?
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/ |
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BankruptC
Senior Member
1030 Posts |
Posted - 01 December 2008 : 11:36:03
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Hi,
Yes, that's right, Skippy. Even if your IPA is 'suspended' because you no longer have sufficient DI to pay it, it still only lasts the 36 months.
Hope that's clear.
C. x |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 01 December 2008 : 12:26:50
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Sorry to barge in, but i just wanted to say hello to BC....its really nice to see you back.
Hope your well
Jenny
xx
Onwards and Upwards is the way im going :-0)
xx |
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BankruptC
Senior Member
1030 Posts |
Posted - 01 December 2008 : 12:29:48
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Awww thanks Jenny!
I'm fine thanks. I'm still lurking and reading when I can, but being back at work and having little man here when I'm not means I have much less time than I had before unfortunately. I will try to keep posting whenever I have something to add, though.
Hope you're ok?
C. x |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 01 December 2008 : 12:42:15
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Yes i completely know where your coming from 
Im alot better now thanks and i for one miss you when your not around.....You and Jo were the 2 people on this site that advised me soooo much when i first started my journey and i feel very lucky that i can call you mr 'br buddy' 
Onwards and Upwards is the way im going :-0)
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 01 December 2008 : 15:11:55
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Hey BC
Nice to see you on here again. You have not been around much, but like Jenny has said i too know where your coming from.
Make sure that you do keep popping in as we love to see and hear from you.
LOL to you and yours.
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 01 December 2008 : 15:20:26
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Oh and BC try out our new members section, we are on a Facebook thread at the mo.
Oh and Gary sorry for hijacking your thread.
LOL
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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gary2172
Starting Member
4 Posts |
Posted - 03 December 2008 : 00:29:23
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| Its ok you need all the friends you can get in these times. |
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Topic |
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IPA payment holiday
