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Cakietin
Junior Member



United Kingdom
278 Posts

Posted - 04 December 2008 :  17:02:20  Show Profile  Reply with Quote
Thanks everyone.

I have changed some of my outgoings but I am a bit confused as to what income is count. I receive carers allowance and child tax credits whilst my husband gets income support and DLA. Are all of these included? Am I right in saying that I don't include child benefit in my income?

Sorry for all the questions.

Amanda
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 04 December 2008 :  17:30:20  Show Profile  Reply with Quote
Hi Amanda

You must list all incomings but DLA and child benefit should not be counted in by the OR when working out any IPA.

LOL

Jo
x

4 months down
8 to go


For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!

Edited by - Needafriend on 04 December 2008 17:31:03
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BankruptC
Senior Member



1030 Posts

Posted - 04 December 2008 :  17:54:10  Show Profile  Reply with Quote
Hi again,

Just to add, if your only source of household income is benefits, you shouldn't get an IPA anyway.

Good luck with it all!

C. x
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movin on
Average Member

United Kingdom
946 Posts

Posted - 04 December 2008 :  18:01:10  Show Profile  Reply with Quote
Hey Amanda

I completely agree with both of BC's posts.....Please take a good luck over your I&E, just to make sure you get it right and dont end up struggling in the future.

Good luck

Jenny

xx

Hey BC - Hope your well.....xx

Onwards and Upwards is the way im going :-0)

xx
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Cakietin
Junior Member



United Kingdom
278 Posts

Posted - 04 December 2008 :  19:26:29  Show Profile  Reply with Quote
Thanks everyone.

If DLA isn't included do I still list it as income? I have done. If it's not included then we only have a small surplus each month which is good.

Cheers,

Amanda
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BankruptC
Senior Member



1030 Posts

Posted - 04 December 2008 :  19:46:47  Show Profile  Reply with Quote
Hi again Amanda,

Yeah, you still need to include it as income, but they shouldn't count it as income whencalculating an IPA.

C. x

PS. Hey Jenny! I'm good-been doing some (modest of course!) xmas shopping today-a bit of retail therapy's always good for keeping the mood happy!
:-) You ok?
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Cakietin
Junior Member



United Kingdom
278 Posts

Posted - 04 December 2008 :  20:00:41  Show Profile  Reply with Quote
Thanks for letting me know. Just about to print them off.

Amanda x
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movin on
Average Member

United Kingdom
946 Posts

Posted - 04 December 2008 :  20:28:18  Show Profile  Reply with Quote

Amanda - its not long to go now....make sure you try and take it easy tonight and all your friends here will be thinking of you.

BC - I have done all mine now, just need to wrap them which im desperate to do cos its me counting the days down, not the kids ....I agree, even it is just a little something just for you - OOOhhh this time in 3 weeks

xx


Onwards and Upwards is the way im going :-0)

xx
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