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MrandMrs
New Member
United Kingdom
99 Posts |
 Posted - 18 December 2008 : 13:51:21
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okay, we were advised not to cut the lawn, not to decorate, not to keep the house tidy.....etc etc. In other words, we were to make it look as shabby as we could. Apparently this can cut up to £20k off the value of the house. And, once you have the valuation you require, you put it all back to neat and tidy again.
working towards the first day of the rest of our lives |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 18 December 2008 : 16:22:28
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Hi i have just been up to my local estate agent, he has told me that we are worth about £155-£157k.
He is going to put it in writing for me for my records. I also rang the mortgage co and they have told me that to pay it back now i would need to settle £153,500 so heres hoping it can go down, we are on int only so the balance is not reducing at present but i need to get it sorted by end of April as we will then be minus the redemption figure.
I will advise how things go.
Jo
x
19 Weeks down
33 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 18 December 2008 : 16:49:35
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Thanks Mark
So i need to make sure that my value goes below the redemption one so another 3k needs to come off making my mortgage bal 150k.
Hopefully that will start to drop now and by the time we go to purchase it should be low enough.
My closing figure was £153 just over. So i dont know these OR's.
Thanks for the tip though ;-)
Jo
x
19 Weeks down
33 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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Edited by - Needafriend on 18 December 2008 16:51:18 |
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RHB
Senior Member
1159 Posts |
Posted - 28 December 2008 : 13:40:08
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| Apparently they are expecting house prices to rise in the coming year, but no doubt that will depend on area. |
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| bankruptcyhelp.org.uk Forum |
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Just looked on Zoopla and it's way out
