No, you wont be. You wont be put in the stocks and thrown rotten veg at.
All you do is explain the circumstances surrounding your being declared bankrupt to the official receiver. There are loads of people going BR so i would not worry about it.
Most of the time we have just lived beyond our means for many years, taking credit to pay credit and live each month.
At least you tried the IVA and although that failed you have not just gone into BR.
Best of luck
Jo x
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called: Needafriend's Info on Bankruptcy :-) http://debtfreejo.blogs.bankruptcyhelp.org.uk/ Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
Edited by - Needafriend on 02 January 2009 16:18:57