Good afternoon, I have been getting mail to my former address over the last couple of months and I owe quite a lot of money out. It is over a period of the last 5 years and I am not in a postion to even offer a monthly payment as I havent worked since may 2007 after 8 months in prison for ABH and have been claiming JSA since may 2008. I dont know how much i owe but think it may be about £15000 as a rough guide. I really dont know what to do.....
You could get all your post and if you can get the fee apply to go bankrupt.
The fee could be reduced by the £150 by applying through the court if your on certain benefits.
If you cant find all the details for your debts you could apply to the 3 credit ref agencies and us that info to make sure that you include all your creditors on the statement of affairs, that is if you do decide to go bankrupt.
I would not ignore this though as they wont go away.
Best of luck
Jo x
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called: Needafriend's Info on Bankruptcy :-) http://debtfreejo.blogs.bankruptcyhelp.org.uk/ Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
If the debts are less that 15k, you have no assets and no disposable income you may want to wait until April for the new Debt Relief Orders to see how this may benefit your situation.
Paul Johns Assisted Bankruptcy Specialists Reviva UK
getting mail to my former address
Posted - 02 January 2009 : 18:23:41
