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Trolly-Dolly
Average Member
591 Posts |
 Posted - 06 January 2009 : 21:29:41
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My phone broke today after I hit it with a stick (bad idea), so I decided to brave T Mobile and chance an upgrade. I am currently bankrupt and have never disclosed this to T-Mobile who I have had a contract with for 14 years (since the days of Mercury). The way I see it is they want the custom and I'm good customer always paying on time every month, so why ruin a good relationship?
Anyway, not only was I told I could have an upgrade, but I was also told to choose any phone I wanted, put on more minutes at a tariff that saved me £10pm and have the contract for the next 18 months! Just got to work out how to use the hi-tech phone now. Result!
You can read my blog here;
http://drowningmummy.blogs.iva.co.uk/ |
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debtrider
Junior Member
494 Posts |
Posted - 06 January 2009 : 22:56:53
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Well done Trolley-Dolly.
For anyone who is thinking of going bankrupt and your debts do not include your mobile phone contract and you want to keep it, then for heavens sake do not tell the mobile company that you have gone bankrupt. What’s the point, as long as you intend paying the monthly bill then there should not be a problem.
Debtrider
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 07 January 2009 : 07:55:29
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Hi Debtrider
I agree in one respect about not telling them but o2 found my details in the London Gazette.
So it must be just o2 that are useless and dont want good customers.
TD:
Well done to you, that is good news.
Which phone did you choose?
Jo
x
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring! |
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soooo scared
Starting Member
United Kingdom
19 Posts |
Posted - 07 January 2009 : 08:46:28
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Hi
My phones with O2 so if they read the Br in the Gazette and disconnect I take it they then send u the bill for the remainder of the contract. How does that work if u havn't added 02 as being a creditor? |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 07 January 2009 : 08:49:34
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Hey TD
That is such good news for you - well done you 
I was with Orange and they cut me off as soon as they found out. Im now on payg with orange, but get a better deal than before!! 
Onwards and Upwards is the way im going :-0)
From "Moneyworries" to "Movin On" in 3 months is fantastic :-))
xx |
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Reviva UK
Advanced Member
United Kingdom
2452 Posts |
Posted - 07 January 2009 : 09:36:23
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So scared if they cut you off any old bill and outstanding bill for the contract goes into the br.
their loss reall!
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
Real People ..... Real Debt Solutions
www.revivauk.com |
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Trolly-Dolly
Average Member
591 Posts |
Posted - 07 January 2009 : 09:38:26
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I included the phone in my BR but asked that it be considered a 'Tool of the trade' as per Julians advice. Seems the OR was fine with this for the ex and I.
T-Mobile have never mentioned our BR which is now 4 months.
I got the Nokia 6600 slide (not the iPhone but hi-tech for me as it has maps etc!!!), really nice phone.
You can read my blog here;
http://drowningmummy.blogs.iva.co.uk/ |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 07 January 2009 : 09:58:47
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Sooo scared, yes our contract bal was included in our bankruptcy, they wrote to me and billed me for the last months remaining on the contract term, luckily for me i had included this amount on my SoA just incase.
TD-
That is a nice phone, i dont like things to complicated i need to be able to call and text, thats enough for me. Have fun using it and thank you for the email ;-)
Jo
x
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring! |
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pix1
Average Member
689 Posts |
Posted - 07 January 2009 : 12:44:23
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To everyone,
Chances are T mobile do not carry out a credit reference check for an existing customer upgrading so Trolly was alright but anyone undischarged (or discharged) bakrupt trying to take out a contract with them would likely fail at the first hurdle.
As Paul says, if somone cuts off your phone due to BR then they should cancel out anything owed and state this as satisfied on the credit reference file when discharged is known. |
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Upgraded contract phone whilst BR
