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barely managing
Starting Member
4 Posts |
 Posted - 09 January 2009 : 22:56:27
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Hi, I''''m fairly sure that I am doing the right thing by going Bankrupt but would like some advice. I owe approx £25000 in loans and credit cards. I earn £1270 per month and my out goings for these debts amount to £680. I then pay approx £300 a month on fuel, I work 40 miles away, 80 mile round trip. £180 on food, £14 car ins, £10 car tax, £30 clothes, £45 mobile phone, £40 catalogues, £32 sky, £5 internet. I also have to pay rent, and this is where I have a problem. I live with my mother, she pays all the house hold bills, bar the ones mentioned above. I pay her £450 per month rent. Money she cant afford to keep the house without.
My questions are, how do I go about putting this on the form?
Will I have to provide proof of this, I dont really want her to know about my bancruptcy?
The reason for me not doing this sooner is that my ex has been supporting me for the last 6 years. Q 11.1 asks when I started having difficulties. Should I put the date 6 yr ago or last month when we split up?
Ihave filled out most of the form and am ready to call the court. Should I tell them that I have the form ready? What do I say?
Sorry for so much. I''''m very confused. |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 11 January 2009 : 16:04:43
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Hi Barely Managing,
I would put the rent on your SOA at £450, and draw up an agreement between you and your mum as proof. This should be enough as there are a ot of people in a very similar sitiuation.
If your ex was supporting you as you couldn't afford to pay your debts, then the date your ex started supporting you would be the date you realised you were in trouble.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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barely managing
Starting Member
4 Posts |
Posted - 11 January 2009 : 20:33:31
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Thanks very much for all your help, calling tomorrow for a date!
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Hi, I''''m fairly sure that I am doing the right
