hello everyone.had my court case today.everyone at the court superb.scared of facing the judge but was only in the room 2 minutes.asked me had i took advice which i had and how much i owed.that was it.went down stairs and spoke to OR on phone.they asked me a few questions and arranged phone interview 22nd.the only worry is my property.all the debts were in my name. ihave a joint mortgage with my partner and there is no equity in the property .will just have to see what OR decides.
Welcome to the Forum I went BR this week as well, so lets hope it will be a Happy Debt free new Year. From what I have read there should be no probs with the house, Your wife will probaly be able to buythe BI in the house fo £1 and a fee, I'm sure the experts will correct me if I;m Wrong
With regard to he house as Leakie has said once you supply valuations and can clearly show that your house is now in Neg equity then you or your wife can buy the BI for the nominal sum of a £1 plus there costs of £211.
If there is equity then your wife would be the only one who can put the offer forward.
Best of luck and welcome to our club ;-)
Jo x
Needafriend says:
Just always remember one thing, Your not alone, your not the first and you wont be the last.
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)
hello everyone.had my court case today.
Posted - 09 January 2009 : 23:02:10
