If you dont have the funds then you would not be able to petition for the bankruptcy. If your on a low income or certain benefits you can apply to get the fee reduced by £150 but that would mean you still have to find the £345. If you stop paying your creditors then you could save up.
If you wait for a creditor to make you bankrupt you can wait a vry long time and in the mean time then can ger orders for bsiliffs etc.
Can a family member not help you out thats another option.
Sorry i cant help anymore
Jo x
Needafriend says:
Just always remember one thing, Your not alone, your not the first and you wont be the last.
23 Weeks down
29 to go
For more info on how i have come through bankruptcy and for links to help with filling out the forms, I&E, Car Valuations, etc, etc, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)