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 i am going bankrupt tomorrow
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bubbly1506
Starting Member

United Kingdom
5 Posts

Posted - 21 January 2009 :  13:15:58  Show Profile  Reply with Quote
i am going bankrupt tomorrow- but get my wages paid on the day after- do u think i am able to get my wages out still as i still need to pay my car tax and rent/council tax etc

debtrider
Junior Member

494 Posts

Posted - 21 January 2009 :  14:31:04  Show Profile  Reply with Quote
Hi bubbly1506

What bank account is your wages being paid into? Is it a bank that you owe money to in your bankruptcy?

Open a co-op cashminder account if you have not already done so as they are bankrupt friendly and have you wages paid into that account in future.

I would suggest drawing all monies out of your account as soon as possible to meet all essential living costs.

debtrider
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syeddh
Starting Member



6 Posts

Posted - 21 January 2009 :  14:48:20  Show Profile  Visit syeddh's Homepage  Reply with Quote
Why don't you wait until you've got paid? Cash your money, open the Co-op account, then go BR?

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bubbly1506
Starting Member

United Kingdom
5 Posts

Posted - 21 January 2009 :  14:48:31  Show Profile  Reply with Quote
no i dont owe them money but i do know im not allowed to keep my bank with them when i go bankrupt. Will i have enough time to get my wages out the next day or will my bank be closed??
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debtrider
Junior Member

494 Posts

Posted - 21 January 2009 :  15:07:48  Show Profile  Reply with Quote
Hi Bubbly1506

I assume you have had your bankruptcy date for some time now as you are going bankrupt tomorrow, so you probably want to get it over with. Your bank account may still remain open for some time after you bankruptcy date, as it takes time for the OR to inform the banks.

My natwest bank account as just been closed and I went bankrupt on October 08. I would suggest getting the money out asap and if the OR asks about current bank accounts as mine did, tell them that the money going in is for essential living costs and their should not be a problem.

Again get the money out ASAP and open that co-op cashminder account tomorrow and arrange to get next months wages paid into it.

Debtrider
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bubbly1506
Starting Member

United Kingdom
5 Posts

Posted - 21 January 2009 :  15:28:24  Show Profile  Reply with Quote
Thanks so much. Yes had the court date booked since way before xmas so aint cancelling again!!

i will get all my money out on friday! and am in process of opening co op bank so fingers crossed !
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sjbyron
Average Member



United Kingdom
746 Posts

Posted - 21 January 2009 :  15:58:14  Show Profile  Send sjbyron an AOL message  Click to see sjbyron's MSN Messenger address  Reply with Quote
You could get the official reciever to write you a letter confirming that he/she has no interest in the account, quite a few banks accept that these days.
Or you could ring Payroll ask them to pay you by cheque this month and use that cheque to open a coop account or barclays account

Stu J Byron
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movin on
Average Member

United Kingdom
946 Posts

Posted - 21 January 2009 :  20:34:06  Show Profile  Reply with Quote

Hey bubbly

I just wanted to wish you all the best of luck for tomorrow. And please let us know how you get on when you have a minute.

Jenny
xx

Onwards and Upwards is the way im going :-0)

From "Moneyworries" to "Movin On" in 3 months is fantastic :-))

xx
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hanlou
New Member



United Kingdom
56 Posts

Posted - 21 January 2009 :  20:53:00  Show Profile  Reply with Quote
hi bubbly good luck for tomorrow you will be fine had mine today everyone was very nice not how i thought it would be at all keep your chin up hanlou x
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bubbly1506
Starting Member

United Kingdom
5 Posts

Posted - 21 January 2009 :  22:31:25  Show Profile  Reply with Quote
thank you all so much im still awake! just enkjoying a mcdonalds!! nervous for 2moro! i will let u all know what happened!
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