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 Getting married before discharge
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oopsadaisy
Starting Member

12 Posts

Posted - 04 February 2009 :  18:56:45  Show Profile  Reply with Quote
I know I've mentioned this before, but just wondering if anyone has got married before they were discharged?

I was made BR on friday and the court was not a bad experience at all, i found everyone to be really nice & helpful. I have interview with OR next week as i've recently stopped trading. I have hardley any assets from the business and live with my fiance, he rents the house.

We've been engaged for a year and planned most of the wedding, obviously i'm not paying for it and it was going to be a small affair. just wanted to know if anyone had any experience of this?

Thanks x

pix1
Average Member

689 Posts

Posted - 04 February 2009 :  19:10:01  Show Profile  Reply with Quote
Congratulations on the upcoming marriage.

Getting down to the nitty gritty financial side of it. It may depend who is paying for it but a marriage will not come under essential expenditure in a bankruptcy and will have to be financed from disposable income after essential items are taken off.

Of course, you know that your prospective spouse by marrying you will be financially associated with a current bankrupt and a former bankrupt when you are discharged. this will affect their credit rating in the future.

All the best.

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got there
Junior Member



United Kingdom
461 Posts

Posted - 04 February 2009 :  19:50:34  Show Profile  Reply with Quote
Congrats from me too, but I would like to add that your new husband's credit rating wouldnt be affected unless you have any joint debts, otherwise there is no association. An expert will correct me if I am wrong.

Good luck and take care x
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 04 February 2009 :  20:49:02  Show Profile  Reply with Quote
If your husband has any problems he can apply to the credit reference agencies to be disassociated from you on your credit files.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

20 IPA payments made, 16 to go - on the home straight!
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movin on
Average Member

United Kingdom
946 Posts

Posted - 04 February 2009 :  22:19:09  Show Profile  Reply with Quote
Hey Oopsadaisy

Thats great news about your upcoming wedding, congratulations.

I am married but got no financial links to my hubby and can apply for the notice of dis association. I went br he did not.

Onwards and Upwards is the way im going :-0)

From "Moneyworries" to "Movin On" in 3 months is fantastic :-))

xx
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oopsadaisy
Starting Member

12 Posts

Posted - 06 February 2009 :  14:37:01  Show Profile  Reply with Quote
Thanks for all your messages its really nice to get opinions of others.
Do you think the OR will have a problem with having a wedding so close to BR?
Even if I wont be paying for anything major as I'm currently looking for work so not earning.
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 06 February 2009 :  14:40:11  Show Profile  Reply with Quote
To be honest I don't see why the OR could object as you're not paying for anything.

Enjoy the wedding, and good luck for the future to you both x

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

20 IPA payments made, 16 to go - on the home straight!
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