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MikeyM
Starting Member
4 Posts |
 Posted - 24 February 2009 : 14:56:40
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Hello, reading through the posts i wished i'd found the forum earlier.
I have recently had a charging order placed against my home, a creditor is chasing me for £4000 and i was paying this through my IVA company (CCCS) up until i moved into the property 12 months ago. I have numerous other creditors. This debt was passed on so payments stopped and i was never informed who it was sent to. CCCS advised me to sit tight and wait for the new company to contact me. In December, i had a letter from a company called TBI who advised that since i had not been in touch with them, they were going to press for a CCJ. I passed their details to CCCS, who duly advised they would arrange contact and payments. In January i had letters form TBI saying they would not accept payments and that they still intended to apply for CCJ (which they did) and also a charging order (which they now have as of yesterday). Thing is, CCCS have paid TBI for January and February.
Understandably, i am now worried this company will force me to sell me lovely new home, which given my circumstances took a lot of time and effort to secure. Please Advise. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 24 February 2009 : 16:31:24
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Hi,
Don't know the answer I'm afraid,but just wanted to tell you that an expert will be along to give you some advice.
The glimmer gets brighter all the time
Jan
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Melanie.n
forum expert
United Kingdom
1282 Posts |
Posted - 24 February 2009 : 17:58:22
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Hi there can you please clarify as i am a bit confused with your statement. Are you in an IVA? as you state or a DMP?
The answer has important implications as to the response i would give you
Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
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MikeyM
Starting Member
4 Posts |
Posted - 02 March 2009 : 10:01:43
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Thanks Melanie,
I have an IVA which i pay a set amount to the CCCS each month. |
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MikeyM
Starting Member
4 Posts |
Posted - 02 March 2009 : 10:07:41
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| just to add, have had a letter from TBI's solicitors today, explaining that the charging order has been secured and is inviting me to respond with proposals for repayment |
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MikeyM
Starting Member
4 Posts |
Posted - 02 March 2009 : 11:38:14
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| Hi Melanie,Just checked my last statement from CCCS. It is purely a DMP that i have entered into. Apologies |
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Topic |
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I Have a Charging Order
