when I bought my laptop I did one of these buy now pay in 2009 deals, and the payment is due in april. the laptop cost £930, would the company that lent me the money be considered a creditor like the loan company? and would I have to give back the laptop if I dont pay it?
I use my laptop for university, and there is no way I can give it back as it is vital for my course... if I paid off the money owed using one of my credit cards that has limit left would this look really bad?