I think its impossible to tell which OR's are going to be fairer than others to be honest. At the end of the day, they are there to assess how you got into debt and if possible, to reclaim any assets or disposable income you may have in an effort to repay some of the debts owed. Although I'm sure there are a few 'jobsworths' out there, as in any profession, but I wouldn't worry too much. I would like to think most of them are fair and don't go out of their way to make things difficult for bankrupts.