Hiya - how do I file a notice of disassociation? I've looked at the credit reference websites and can't find much about it - is there a particular form or do I just need to send a letter of some sort?
hi, i just downloaded mine from experian and filled it in and sent it off. then a week or so later i received a letter from them saying that i wasnt financially linked to my parents (as i live with them) in any way shape or form. hope this helps. tim.
im not sure, but i went bankrupt yesterday and prior to that i just filled that form in and the letter i received just said that its the individual not the address that would be 'blacklisted' so to speak because there is no financial link to me and my parents. from what ive heard my parents are free to obtain credit. (unlike me!!!!)
Ha ha - I know what you mean! my parents took some convincing I can tell you! I've my appointment at court to petition on Monday - bring it on! Thanks for the advice - I'll go and have a look at experian, I realise its on the individual, but I think I'll do it anyway just to make sure as my mother and I have the same initals and I'd hate for there to be confusion.
Credit searches are meant to be ONLY on the individual NOT on anyone at the same address or with the same surname.
The possible problem with filing a disassociation is that it will alert finance companies to an association where they might not otherwise have known anything about it! That is, it could be counter-productive.