•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating


•Bankruptcy News

Media Room:
•Press releases
•Media Coverage

•About BankruptcyHelp
•Contact us
•Debt Glossary
•Insolvency jobs

  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post
Ask a debt question
See the last 250 posts
Watch video on how to use forum

Save Password
Forgot your Password?

 All Forums
 bankruptcy postbag for february
 House Help please
 New Topic  Reply to Topic
 Printer Friendly
Author Previous Topic Topic Next Topic  

Starting Member

2 Posts

Posted - 26 March 2009 :  15:50:24  Show Profile  Reply with Quote
first post....here we go

i have a mortgage in my name only with 6 years left to run, with about 40k of equity at the moment

12 years ago my girlfriend moved in and we shared costs for everything including the mortgage

if i was to go bankrupt would the house be considered 100% mine or would they only go after what i consider to be my half of the house

thanks in advance

forum expert

United Kingdom
565 Posts

Posted - 07 April 2009 :  17:33:50  Show Profile  Visit Blackie's Homepage  Reply with Quote
Legally the house belongs to you unless your girlfriend's name appears on the deeds and has been for at least 3 years.

I fear that the OR will request the full equity.

Go to Top of Page

Average Member

511 Posts

Posted - 07 April 2009 :  18:33:49  Show Profile  Reply with Quote
but would not your girlfriend be classed as having some beneficial interest if she has paid some mortgage costs??
Go to Top of Page
  Previous Topic Topic Next Topic  

 New Topic  Reply to Topic
 Printer Friendly
Jump To:
bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06