bankruptcyhelp.org.uk Forum - House Help please

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bankruptcy postbag for february

House Help please

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bungleboy
Starting Member

2 Posts

Posted - 26 March 2009 : 15:50:24

first post....here we go

i have a mortgage in my name only with 6 years left to run, with about 40k of equity at the moment

12 years ago my girlfriend moved in and we shared costs for everything including the mortgage

if i was to go bankrupt would the house be considered 100% mine or would they only go after what i consider to be my half of the house

thanks in advance

Blackie
forum expert

United Kingdom
565 Posts

Posted - 07 April 2009 : 17:33:50

Legally the house belongs to you unless your girlfriend's name appears on the deeds and has been for at least 3 years.

I fear that the OR will request the full equity.

Jane.l
Average Member

511 Posts

Posted - 07 April 2009 : 18:33:49

but would not your girlfriend be classed as having some beneficial interest if she has paid some mortgage costs??

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