HOME  FORUM  MEDIA  EVENTS  ARTICLES  TV  BLOGS
•Home
Bankruptcy:
•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating

Forum:
•forum
•register
•search
•faq
•experts

Blogs:
•Bankruptcy News
•More...

Media Room:
•Press releases
•Media Coverage

Other:
•About BankruptcyHelp
•Links
•Contact us
•Debt Glossary
•Insolvency jobs


FORUM
  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post
Ask a debt question
See the last 250 posts
Watch video on how to use forum
Username:
Password:

Save Password
Forgot your Password?

 All Forums
 New Questions
 Forum Questions
 OR Call in the Morning
 New Topic  Reply to Topic
 Printer Friendly
Author Previous Topic Topic Next Topic  

acm
Junior Member

United Kingdom
274 Posts

Posted - 07 April 2009 :  16:48:58  Show Profile  Reply with Quote
Well, I have the call at 0900 hours tomorrow and have sat here looking at paperwork until I'm going word blind. Trying to anticipate their questions. However, there was one question I wanted to ask if anyone knows. I have declared two pensions, one is a final salary scheme which closed down nearly three years ago and the other is a small armed forces scheme which did not require me to contribute to. It is 14 years until I can start claiming them. My question is that as I am not paying into any pensions schemes and have not for several years, did I need to declare them in the first place? Any advice appreciated. I am assuming the OR will not force me to do anything with these.

Skippy
forum expert



United Kingdom
3290 Posts

Posted - 07 April 2009 :  16:56:59  Show Profile  Reply with Quote
Yes, you were right to declare the pensions, and the OR shouldn't have any interest in them. I declared all mine and nothing was said about them.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

22 IPA payments made, 14 to go - on the home straight!
Go to Top of Page

Niobe
Administrator



United Kingdom
4590 Posts

Posted - 07 April 2009 :  17:04:30  Show Profile  Reply with Quote
Hope it goes ok acm.

The glimmer gets brighter all the time

Jan
xx
Go to Top of Page

paulsc
Junior Member



289 Posts

Posted - 07 April 2009 :  18:48:51  Show Profile  Reply with Quote
I didnt even think of putting forces pension on

Go to Top of Page

Melanie.n
forum expert



United Kingdom
1282 Posts

Posted - 07 April 2009 :  18:52:30  Show Profile  Reply with Quote
Pensions are exempt in bankruptcy so the OR has no cliam on them, but you are right to 'disclose'

Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
email me at melanienicholas@jonesgiles.co.uk
Go to Top of Page
  Previous Topic Topic Next Topic  

 New Topic  Reply to Topic
 Printer Friendly
Jump To:
bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06