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 Forgot to remove my wife name from our account		  New Topic  Reply to Topic
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peter62
Starting Member



1 Posts
Posted - 15 April 2009 :  21:36:23  Show Profile  Visit peter62's Homepage  Reply with Quote
Forgot to remove my wife name from our joined account before BR in Feb.

We want to the bank today and removed her name I had to sign a form to say I take reposnablaty for the account and the overdraft.

Is this allowed once BR. The account did not close after BR and each month the bank are change £80

leakie
Junior Member



United Kingdom
158 Posts
Posted - 15 April 2009 :  22:39:24  Show Profile  Reply with Quote
Hi peter 62
Welcome to the forum .
I don't think this is allowed as you should have informed the OR of the Debt,
If you have ajoint account then your wife would have to pay the Debt
Did you inform the bank that you were made BR in Feb
as they should have known better.
I am sure an Expert will come along soon.

All the Best

Leakie
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Reviva UK
Advanced Member

United Kingdom
2452 Posts
Posted - 15 April 2009 :  23:09:19  Show Profile  Reply with Quote
hi

you can't exclude the joint debt from bankruptcy as this would prefer that creditor.

I suggest you speak to the OR in the morning and ask them what they are happy for you to do

Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
http://www.revivauk.com

Real People ..... Real Debt Solutions
www.revivauk.com
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