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Tikka
Junior Member
210 Posts |
 Posted - 21 April 2009 : 09:07:31
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I cant believe how fast a yr has gone & how stressed I felt a yr ago over deciding to declare BR or not.. Now I feel very calm about my finances, I dont have any debt which is a lovely feeling - ok so I have an IPA but I can deal with that & I can still save some money every month..
So this time next month I will be dis-charged automatically, my question is what do I need to do, Ive heard I have to apply to the court where I was declared for a certificate, what do I need to do with this?
Thanks.. |
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sueann
Junior Member
United Kingdom
300 Posts |
Posted - 21 April 2009 : 10:24:59
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| Hi Tikka sorry to butt in on your post as I would be interested in an answer on this as well. Is discharge just automatic? or do you need to go through the I & E and bank account route again? would be grateful if someone could describe the discharge process. Thank you. |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 21 April 2009 : 11:40:24
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I had automatic discharge after 12 months and I didn't have to do an new I & E. The entry on the insolvency register was updated automatically to show I was discharged.
I didn't apply for a certificate of discharge as they cost around £60. I printed the entry from insolvency register showing I was discharged and I've only ever been asked for the real thing once, to open a savings account with Sainsburys bank.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
22 IPA payments made, 14 to go - on the home straight! |
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Tikka
Junior Member
210 Posts |
Posted - 21 April 2009 : 12:24:52
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Thanks Skippy - that is good news, I had heard about the £60 charge so thats good if you dont actually need to pay for it!
Ok so wil just check the register & see if its updated for me at the end of May then!
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 21 April 2009 : 12:32:07
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Make sure you print off a copy when it does change as it only stays on there for 3 months from your discharge date!
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
22 IPA payments made, 14 to go - on the home straight! |
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Dis-charge in 1 Month
