I was made bankrupt in 2006. I have just finished paying off my IVA, but I have a BRU until September 2010. Since my bankruptcy I got married and moved in with my wife. As money is now a little easier, she wants to get some work done on the house; there's a great deal to be done and it will cost several thousand pounds. She is putting on a lot of pressure to get as much done as soon as possible (without going into debt!)
At present our relationship is good, but not too long ago we went through a very bad patch and I was nearly homeless. As a result I'm reluctant to pay out vast sums of money to improve a property that I could have no benefit from if things go bad again. I should add that I have been paying half of everything, including the mortgage, for the past three years.
Given my circumstances, what are the rules about adding my name to the title deeds? Is that allowed, or would the OR then have some interest in it?