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jsis06
Starting Member
United Kingdom
7 Posts |
 Posted - 21 May 2009 : 11:32:18
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| Good Morning, i have been made redundant twice in one year, and now again unemployed. I am seeking new employment, but its slow. I have contacted creditors and have arrangements in place, but i just cant afford this now, i am not entitled to job seekers allowance and my only option is to go bankrupt. I have asked creditors to make me bankrupt, but they wont, and i can not afford to pay for the costs of bankruptcy, what can i do? its really getting me down, and i dont even sleep now. |
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Blackie
forum expert
United Kingdom
565 Posts |
Posted - 21 May 2009 : 11:39:53
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This is a serious problem with so much unemployment about. Not a court in the land will make you bankrupt without funds. However, dependant upon your debt level, your assets and disposable income, you can apply for a Debt Relief Order through CAB or Payplan.
Let the forum know and we will see if you can be helped further.
Regards
Bankruptcy365 |
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jsis06
Starting Member
United Kingdom
7 Posts |
Posted - 21 May 2009 : 11:58:10
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Thankyou Blackie, combined debt is about 40k. We reaaly want to get this sorted so we can get on with our lives without worrying about phone calls etc, if it carries on, then i think i will crack up 
Thankyou again for your advice so far.
J. SMYTHE |
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jsis06
Starting Member
United Kingdom
7 Posts |
Posted - 22 May 2009 : 08:04:37
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 can anyone offer any advice please ?
J. SMYTHE |
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Melanie.n
forum expert
United Kingdom
1282 Posts |
Posted - 22 May 2009 : 08:29:39
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Hi there
if you are in receipt of benefits you may get a reduction of the Court fee - £150 though will have to pay the OR fee of £360 (each)If you make an appointment with your local Citizens Advice Bureau they offer schemes for low income households to receive a voucher under a scheme operated by many utility companies - though you will have to ask as this is not 'offered' you would get a 'voucher' to enable the full costs of the bankruptcy to be met. You would need to make an appointment with the 'Money Advisor' at your local branch.
Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
email me at melanienicholas@jonesgiles.co.uk
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Good Morning, i have been made redundant twice
